Pradhan Mantri Jan-Dhan Yojana (PMJDY) Download form 2020

Pradhan Mantri Jan-Dhan Yojana (PMJDY) Download form 2020

Pradhan Mantri Jan-Dhan Yojana (PMJDY) Download form 2020

Pradhan Mantri Jan-Dhan Yojana (PMJDY) Download form 2020

Pradhan Mantri Jan-Dhan Yojana (PMJDY) is National Mission for Financial Inclusion to ensure access to financial services, namely, Banking/ Savings & Deposit Accounts, Remittance, Credit, Insurance, Pension in an affordable manner.

Account can be opened in any bank branch or Business Correspondent (Bank Mitr) outlet. Accounts opened under PMJDY are being opened with Zero balance. However, if the account-holder wishes to get cheque book, he/she will have to fulfill minimum balance criteria.

Important Links

Account Opening Form(English)

Account Opening Form (Hindi)

Document required to open an account under Pradhan Mantri Jan-Dhan Yojana

Documents List:

  • Firstly the passport,
  •  Secondly the driving licence,
  •  the Permanent Account Number (PAN) Card,
  • Thirdly the Voter’s Identity Card issued by Election Commission of India
  •  Fourthly job card issued by NREGA duly signed by an officer of the State Government
  • the letter issued by the Unique Identification Authority of India containing details of name, address and Aadhaar number, or
  • any other document as notified by the Central Government in consultation with the Regulator
  • Provided that where simplified measures are applied for verifying the identity of the clients the following documents shall be deemed to be officially valid documents:
  • identity card with applicant’s Photograph issued by Central/State Government Departments, Statutory/Regulatory Authorities, Public Sector Undertakings, Scheduled Commercial Banks, and Public Financial Institutions;
  • letter issued by a Gazetted officer, with a duly attested photograph of the person.

Also Read : Pradhanmantri Shramyogi Mandhan Yojana

Reserve Bank of India (RBI), vide its Press Release dated 26.08.2014, has further clarified that those persons who do not have any of the ‘officially valid documents’ can open “Small Accounts” with banks.

Above all, Such accounts have limitations regarding the aggregate credits (not more than Rupees one lakh in a year), aggregate withdrawals (nor more than Rupees ten thousand in a month) and balance in the accounts (not more than Rupees fifty thousand at any point of time).

These accounts would be valid normally for a period of twelve months.

Special Benefits under PMJDY Scheme

Likewise, Interest on deposit.
Accidental insurance cover of Rs. 2 lakhs
No minimum balance required.

That is to say, The scheme provide life cover of Rs. 30,000/- payable on death of the beneficiary, subject to fulfillment of the eligibility condition also.

Easy Transfer of money across India
Beneficiaries of Government Schemes will get Direct Benefit Transfer in these accounts also.

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